Identity proofs :PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card 

Address ProofPassport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old) 

Ownership proof

Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate 

Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations 

MOA/Partner Ship Deed/GST Registration Certificate 

• HOME LOAN CATEGORIES
• CONSTRUCTION
• REFINANCE
• IBT
• TOPUP
• PURCHASE
• PURCHASE RESALE
• PURCHASE NEW PLAT
• COMPOSITE LOAN FUNDED ON LAND+BUILDING
• Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
• Address proof (copy of passport/voter ID card/driving license/Aadhaar)
• Bank statement of previous 3 months (Passbook of previous 6 months)
• Two latest salary slip/current dated salary certificate with the latest Form 16.
• Proof of End use. 

A copy of any of the following identity proof documents:

• Passport
• Photo Credit Card (front & reverse)
• Voters ID Card
• Driving License
• PAN card
• Copy of Company ID card of MNC/Public Ltd./PSU/Govt. Company
• Ration Card (if photo is provided)

A copy of any of the following documents as address proof:

• Passport
• Voter's ID Card
• Driving License
• Rental Agreement
• Telephone Bill
• Electricity Bill
• Gas Connection Bills
• Ration Card
• Sale Deed
• Property Purchase Agreement
• Credit Card Billing Statement (latest)
• LIC Policy
• Letter from Company or Company Provided Accomodation (List of the company's as per the Banks List – ID card of MNC/Public Ltd./PSU/Govt. Company, containing the residence address)

The following Income Proof:

• Salaried: Latest salary slip for Govt. employees. If Salary slip is not available, only salary certificate to be accepted with deductions. For Partnership/Proprietary firms & Pvt. Ltd. Co's – Salary Certificate to be accepted with the following mitigants: Salary Certificate to clearly state the deductions, and Name & Designation of the authorised signatory.
• For Self Employed: Copy of the latest Income Tax Return

 

• Photo ID with age proof (like, PAN card, passport, driving license)
• Signed application form with 3 passport sized photographs.
• Residence proof like. Valid passport. ...
• Bank statement for the last six months.
• If the applicant is a salaried individual. ...
• If the applicant is a self-employed individual 

• Age proof.
• Application form.
• Photograph.
• Income proof.
• Work in hand/Contract copies.
• Signature verification proof.
• Pro forma invoice.
• KYC Documents 

 

Post-sanction/Pre-disbursement documentation:

• Loan Agreement duly signed along with RTO set
• ECS Form/Standing Instruction (SI) request
• Margin money receipt
• Insurance cover note 

1. Completed Home Loan Application Form

2. Passport size Photographs

3. Proof of Identification: (Any one of the below)

• PAN Card
• Passport
• Aadhaar Card
• Voter’s ID Card
• Driving License

4. Proof of Age: (Any one of the below)

• Aadhaar Card
• PAN Card
• Passport
• Birth Certificate
• 10^th Class Marksheet
• Bank Passbook
• Driving License

5. Proof of Residence: (Any one of the below)

• Bank Passbook
• Voter’s ID
• Ration Card
• Passport
• Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)
• LIC Policy Receipt
• Letter from a recognized public authority verifying the customer’s address

6. Income Documents:

For Salaried Individuals:

• Form 16
• Certified letter from Employer
• Payslip of last 2 months
• Increment or Promotion letter
• IT returns of past 3 years

Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.

Self Employed:

• Income Tax Returns (ITR) of last 3 years
• Balance Sheet and Profit & Loss Account Statement of the Company/Firm (duly attested by a C.A.)
• Business License Details (or any other equivalent document)
• The license of Professional Practice (For Doctors, Consultants, etc.)
• Registration Certificate of Establishment (For Shops, Factories & Other Establishments)
• Proof of Business Address

7. Property Documents Required For Home Loan:

• NOC from Society/Builder
• A detailed estimate of the cost of construction of the house
• Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original document)
• Occupancy Certificate (in case of ready-to-move-in properties)
• Property Tax Receipts, Maintenance Bills and Electricity Bills
• Receipts of the advance payments made towards the purchase of flat (original document)
• An approved copy of the building plan (key plan/floor plan in case of purchase of flats)
• Original of the land tax paid receipt and possession certificate as issued by the revenue authority
• Payment receipt or bank account statements showing payments made to the Builder or Seller