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COMPOSITE LOAN FUNDED ON LAND+BUILDING
SALARY SEGMENT DOCUMENTS
Identity proof (copy of passport/voter ID card/driving license/Aadhaar)

Address proof (copy of passport/voter ID card/driving license/Aadhaar)
Bank statement of previous 3 months (Passbook of previous 6 months)
Two latest salary slip/current dated salary certificate with the latest Form 16.
Proof of End use.

1. Completed Home Loan Application Form

2. Passport size Photographs

3. Proof of Identification: (Any one of the below)

PAN Card
Passport
Aadhaar Card
Voter’s ID Card
Driving License

4. Proof of Age: (Any one of the below)

Aadhaar Card
PAN Card
Passport
Birth Certificate
10th Class Marksheet
Bank Passbook
Driving License

5. Proof of Residence: (Any one of the below)

Bank Passbook
Voter’s ID
Ration Card
Passport
Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)
LIC Policy Receipt
Letter from a recognized public authority verifying the customer’s address

6. Income Documents:

For Salaried Individuals:

Form 16
Certified letter from Employer
Payslip of last 2 months
Increment or Promotion letter
IT returns of past 3 years

Apart from the proof of income of the salaried individual, he would also have to furnish any investment proofs (like fixed deposits, shares, etc) and his passport-size photographs.

Self Employed:

Income Tax Returns (ITR) of last 3 years
Balance Sheet and Profit & Loss Account Statement of the Company/Firm (duly attested by a C.A.)
Business License Details (or any other equivalent document)
The license of Professional Practice (For Doctors, Consultants, etc.)
Registration Certificate of Establishment (For Shops, Factories & Other Establishments)
Proof of Business Address

7. Property Documents Required For Home Loan:

NOC from Society/Builder
A detailed estimate of the cost of construction of the house
Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original document)
Occupancy Certificate (in case of ready-to-move-in properties)
Property Tax Receipts, Maintenance Bills and Electricity Bills
Receipts of the advance payments made towards the purchase of flat (original document)
An approved copy of the building plan (key plan/floor plan in case of purchase of flats)
Original of the land tax paid receipt and possession certificate as issued by the revenue authority
Payment receipt or bank account statements showing payments made to the Builder or Seller